Terms and conditions

Welcome to CashSoon (“CashSoon,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, mobile application, and all related services (collectively, the “Services”). By registering for, accessing, or using CashSoon, you agree to comply with these Terms and all applicable laws and regulations in your jurisdiction.
If you do not agree with these Terms, do not use our Services.

1. About CashSoon

CashSoon provides digital financial services that enable users to:
  • Store and manage funds in a secure e-wallet.
  • Send and receive money domestically and internationally.
  • Deposit and withdraw funds via bank transfers, debit or credit cards.
  • Buy, sell, and transfer cryptocurrencies where permitted by law.

CashSoon operates in compliance with applicable financial regulations in the United States, United Kingdom, and European Union.
Our services are not available in jurisdictions where local laws prohibit or restrict their use.

2. Eligibility

To use our Services, you must:
  • Be at least 18 years old (or the legal age of majority in your jurisdiction).
  • Have the legal capacity to enter into binding agreements.
  • Use the Services only for lawful purposes.

We may deny or restrict service to anyone at our sole discretion for compliance, security, or legal reasons.

3. Account Registration and Verification

To use CashSoon, you must create an account and verify your identity. You agree to:
  • Provide accurate, current, and complete personal information.
  • Update your details promptly if they change.
  • Keep your account credentials secure and confidential.
  • Notify us immediately of any unauthorized access or use.

Identity Verification (KYC & AML)

In accordance with:
  • U.S. Bank Secrecy Act (BSA) and FinCEN regulations,
  • UK Money Laundering Regulations 2017, and
  • EU Anti-Money Laundering Directives (AMLD5 and AMLD6),
we require users to complete Know Your Customer (KYC) and Anti-Money Laundering (AML) checks before enabling transfers or cryptocurrency services. Failure to complete verification may result in account suspension or closure.

4. Services and Functionality

CashSoon offers:
  • E-Wallet: Store and manage supported fiat currencies and cryptocurrencies.
  • Transfers: Send and receive payments within and across supported countries.
  • Crypto Services: Buy, sell, and transfer supported cryptocurrencies.
  • Funding Options: Add funds via debit/credit card, bank transfer, or digital assets.
We may add, modify, or discontinue certain features at any time.

5. Fees and Exchange Rates

  • Fees are displayed before you confirm each transaction.
  • Currency exchange rates are dynamic and may include a spread.
  • All applicable taxes, duties, or fees are your responsibility.
  • Transaction fees are non-refundable unless stated otherwise.

6. Cryptocurrency Disclosures

Cryptocurrency transactions involve high market volatility and regulatory risks. You acknowledge that:
  • CashSoon does not provide financial, tax, or investment advice.
  • You are solely responsible for your cryptocurrency transactions.
  • CashSoon may restrict crypto services in jurisdictions where they are unregulated or prohibited.
  • All crypto transactions are irreversible once confirmed.

7. Prohibited Activities

You may not use CashSoon to:
  • Violate any applicable law, regulation, or third-party right.
  • Engage in money laundering, fraud, or terrorist financing.
  • Purchase or sell illegal goods or services.
  • Circumvent sanctions or regulatory restrictions.
  • Interfere with CashSoon’s systems or security.

Violation of this section may result in immediate termination of your account and reporting to authorities.

8. Data Privacy and Protection

CashSoon complies with:
  • U.S. Privacy Act and state data protection laws (including California Consumer Privacy Act, CCPA).
  • UK Data Protection Act 2018 and UK GDPR.
  • EU General Data Protection Regulation (GDPR).

We collect and process personal data in accordance with our Privacy Policy, which explains how we store, use, and share your information.
By using our Services, you consent to such data processing.

9. Limitation of Liability

To the fullest extent permitted by law:
  • CashSoon is not liable for any indirect, incidental, or consequential damages, including loss of profits or data.
  • We do not guarantee uninterrupted or error-free access to our Services.
  • Our total liability to you will not exceed the total fees paid by you to CashSoon in the preceding 12 months.

Certain jurisdictions (such as the EU or UK) may not allow exclusion of implied warranties or limitation of liability; in those cases, your rights under local law remain unaffected.

10. Dispute Resolution

For U.S. Users:
Disputes shall be governed by the laws of the State of Delaware, without regard to conflict of laws. You agree to binding arbitration under the rules of the American Arbitration Association (AAA). You waive any right to a class action.

For U.K. and EU Users:
These Terms are governed by the laws of England and Wales. You agree that disputes shall be resolved in the courts of London, United Kingdom, unless mandatory consumer protections under your local law apply.


11. Suspension and Termination

We may suspend, restrict, or terminate your account without prior notice if:
  • You breach these Terms or applicable laws.
  • You engage in fraudulent or suspicious activity.
  • We are required by law or regulation.

You may close your account at any time. Upon termination, you remain responsible for all pending transactions and fees.

12. Intellectual Property

All CashSoon trademarks, logos, website content, and software are the property of CashSoon Ltd. or its licensors. You may not copy, reproduce, or distribute our materials without prior written consent.

13. Regulatory Status

CashSoon operates in compliance with:
  • United States: Registered with FinCEN as a Money Services Business (MSB).
  • United Kingdom: Regulated by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017.
  • European Union: Operates under EU Payment Services Directive (PSD2) through authorized partners.

Cryptocurrency services may be provided under separate licensing arrangements or third-party partnerships, as required by local law.

14. Changes to These Terms

We may modify these Terms from time to time. Updated versions will be posted on our website with a new effective date.
Your continued use of our Services constitutes acceptance of any changes.

15. Contact Information

If you have questions, concerns, or complaints, contact us at: [email protected]